60 checks behind Solo 5500.

SCOPE-01

One-participant plan lane

The plan must fit the owner-only or owner-and-spouse one-participant pattern before packet preparation continues.

SCOPE-02

No common-law employees

Cases with non-owner employees are treated as outside the simple Solo 401(k) filing lane.

SCOPE-03

Defined contribution only

Defined benefit, cash balance, money purchase, target benefit, ESOP, and combined plans are stopped.

SCOPE-04

No SEP or SIMPLE IRA substitute

IRA-based arrangements are separated from the Form 5500-EZ packet workflow.

SCOPE-05

Domestic plan assumption

The packet is framed for the ordinary domestic plan workflow described in the official instructions.

SCOPE-06

No plan administration role

The product repeats that it does not act as TPA, plan administrator, fiduciary, trustee, or custodian.

TRIGGER-01

Asset threshold prompt

The workflow checks the combined one-participant plan asset threshold before treating the return as likely required.

TRIGGER-02

Final year trigger

The packet asks whether the plan had a final year event that can require filing even below the ordinary threshold.

TRIGGER-03

Plan year end captured

The due date explanation is based on the plan year end supplied by the user.

TRIGGER-04

Calendar-year reminder

Calendar-year plans surface the ordinary July 31 timing in the product copy.

TRIGGER-05

Extension warning

Form 5558 extension handling is flagged as a separate official-source path.

TRIGGER-06

Late filing stop

Late filings, penalty relief, and correction programs are not treated as ordinary packet cases.

EFILE-01

EFAST2 threshold question

The product asks about the sponsor's return count before presenting paper versus electronic context.

EFILE-02

IFILE is not replaced

The product explains that IFILE remains the official DOL electronic filing channel when electronic filing is required.

EFILE-03

No transmitter claim

The output does not claim that Solo 5500 Desk transmits a return to the IRS or DOL.

EFILE-04

Paper path warning

Paper filing is presented only as a user-reviewed option when the mandatory e-filing threshold does not apply.

EFILE-05

Login.gov not collected

The product does not ask for official portal credentials, OTP codes, or security answers.

EFILE-06

User filing responsibility

The final packet states that the plan sponsor remains responsible for filing.

FORM-01

Sponsor identity fields

The workflow collects sponsor and plan identity facts needed for the preparation packet.

FORM-02

Plan number field

The packet keeps the plan number visible for user review before filing.

FORM-03

Beginning asset prompt

Beginning plan assets are collected instead of inferred silently.

FORM-04

End asset prompt

End-of-year assets are collected as a source-record value for review.

FORM-05

Contribution prompt

Current-year contributions are captured as a separate user-entered fact.

FORM-06

Distribution prompt

Current-year distributions are captured as a separate user-entered fact.

RECON-01

Prior-year passport reuse

The product encourages preserving the prior packet context for next year.

RECON-02

Beginning balance review

The user sees beginning asset values before relying on the packet.

RECON-03

End balance review

The user sees ending asset values before relying on the packet.

RECON-04

Complex asset warning

Alternative assets, employer real estate, private company interests, and valuation issues are outside scope.

RECON-05

Nonzero liabilities warning

The simple packet lane assumes no plan liability complexity.

RECON-06

Official record retention

The output is framed as a review aid to keep with source records.

OUTPUT-01

Signature remains with user

The packet does not sign or authorize filing for the plan sponsor.

OUTPUT-02

Filing checklist included

The output separates preparation from the final official filing step.

OUTPUT-03

No advice footer

The output repeats that it is not legal, tax, ERISA, fiduciary, investment, or plan-administration advice.

OUTPUT-04

Official links preserved

The user can reach the official instructions and filing path from the product pages.

OUTPUT-05

Scope warnings preserved

Warnings and hard stops are visible before checkout and in the output posture.

OUTPUT-06

Annual passport included

The packet leaves a reusable summary for next year's self-preparation.

PRIV-01

No account default

The user does not need an account to run the local draft workflow.

PRIV-02

Browser draft posture

Draft facts are designed to stay in browser storage by default.

PRIV-03

No official credentials

Government portal usernames, passwords, OTPs, and security questions are not requested.

PRIV-04

Stripe checkout boundary

Payment card handling is separated from the product through Stripe checkout.

PRIV-05

Sensitive data minimization

The MVP avoids collecting full SSNs, bank credentials, and brokerage account credentials.

PRIV-06

Support boundary

Support copy stays limited to workflow and official-source explanation, not individualized advice.

BOUNDARY-01

No ERISA advice claim

The product avoids telling the user what fiduciary, plan, or ERISA position to take.

BOUNDARY-02

No tax advice claim

The product prepares a packet from user inputs and does not optimize tax positions.

BOUNDARY-03

No investment advice claim

Investment selection, allocation, and custody questions remain outside the product.

BOUNDARY-04

No correction-program handling

EPCRS, penalty relief, and correction cases are routed out of the simple workflow.

BOUNDARY-05

No IRS representation

The product does not answer IRS correspondence or represent the user before an agency.

BOUNDARY-06

Professional review prompt

The product tells the user to stop when facts require individualized professional judgment.

SOURCE-01

Official-source list visible

The homepage and guides expose the official sources used for the MVP.

SOURCE-02

Source review date shown

Source notes include the review date used for the current product copy.

SOURCE-03

Guide citations preserved

Guide structured data cites the official source URLs behind the article.

SOURCE-04

About page identity

The public About page identifies the publisher and the self-preparation operating pattern.

SOURCE-05

Quality page crawlable

The published checks page is linked in navigation and sitemap.

SOURCE-06

Structured data author

Guide and authority pages expose a named author profile in JSON-LD.

CONSENT-01

Software fee separated

The price is presented as a software fee, not a government fee or filing remittance.

CONSENT-02

Government fees excluded

Official filing fees, penalties, and interest remain outside the software checkout.

CONSENT-03

Self-help consent posture

The checkout flow keeps the self-help software boundary visible.

CONSENT-04

No acceptance guarantee

The product does not promise IRS or DOL acceptance.

CONSENT-05

No penalty-avoidance guarantee

The product does not promise penalty avoidance or relief.

CONSENT-06

Output review required

The user remains responsible for reviewing every output before filing.