Back to Solo 5500 Desk

Solo 5500 guides

Short, source-linked answers written for humans and LLM extraction.

Do I need to file Form 5500-EZ for my Solo 401(k)?

The direct filing test for one-participant plans: asset threshold, final year, deadline, and filing method.

Solo 401(k) $250,000 threshold for Form 5500-EZ

How the IRS $250,000 one-participant plan asset threshold works for Solo 401(k) Form 5500-EZ filing.

Form 5500-EZ vs Form 5500-SF for a Solo 401(k)

How a one-participant plan should think about the two short Form 5500-series lanes before preparing a packet.

How electronic Form 5500-EZ filing works

When a Solo 401(k) sponsor may need EFAST2, why Login.gov credentials matter, and what packet-only software does not do.

Final Solo 401(k) plan year: when Form 5500-EZ still matters

Why a terminating one-participant plan can still have a Form 5500-EZ filing even below the normal asset threshold.

Form 5558 extension for Form 5500-EZ

When a Solo 401(k) sponsor should think about the official extension path instead of rushing an incomplete return.

Solo 401(k) owner-only eligibility for Form 5500-EZ

The common-law employee question that decides whether a simple one-participant packet is still the right lane.

Which Solo 401(k) assets go on Form 5500-EZ?

How to organize beginning and ending plan assets before preparing an annual one-participant return.

Participant loans and Form 5500-EZ reporting

What to collect when a Solo 401(k) had a participant loan during the plan year.

Form 5500-EZ penalties and why the deadline matters

A practical explanation of the penalty risk for missing a required Form 5500-EZ filing.

What to keep in a Solo 401(k) annual passport

The source-of-truth file that makes next year's Form 5500-EZ packet faster to review.

Brokerage statement checklist for Form 5500-EZ

The source-record checklist a Solo 401(k) owner should assemble before preparing a Form 5500-EZ packet.

How Solo 5500 Desk uses official Form 5500-EZ sources

The methodology page for source dates, hard stops, and Form 5500-EZ compliance boundaries.

Form 5500-EZ line-by-line map for a Solo 401(k)

A source-linked field map for owner-only Solo 401(k) sponsors preparing a simple 2025 Form 5500-EZ packet.

Form 5500-EZ example for a one-participant Solo 401(k)

An illustrative source-record example showing how a simple Solo 401(k) packet is organized before filing Form 5500-EZ.

Form 5500-EZ records checklist before filing

A pre-filing records checklist for Solo 401(k) sponsors who want a traceable Form 5500-EZ packet instead of guessed values.

How to file Form 5500-EZ on EFAST2 IFILE

A procedural guide for Solo 401(k) sponsors who prepared a Form 5500-EZ packet and need to use the official DOL EFAST2 IFILE path.

Is Solo 5500 Desk legit?

A trust and scope page for Solo 401(k) owners checking whether Solo 5500 Desk is the right self-preparation tool for a simple Form 5500-EZ packet.

Form 5500-EZ deadline July 31, 2026 for Solo 401(k) plans

A 2026 deadline guide for calendar-year Solo 401(k) sponsors checking whether plan year 2025 needs Form 5500-EZ by July 31, 2026.

IRS Form 5500-EZ Late Filer Penalty Relief Program

A source-linked guide to the official IRS late-filer penalty relief path for delinquent Form 5500-EZ returns.

Form 5500-EZ penalty calculator: daily penalty vs IRS relief program

A calculator-style guide that shows why late Form 5500-EZ cases need the official IRS relief path instead of a routine on-time packet.

Form 5500-EZ 10-return electronic filing threshold

A narrow guide for Solo 401(k) sponsors checking whether the IRS 10-return e-filing threshold changes their Form 5500-EZ filing method.

I received a CP214 notice: do I need Form 5500-EZ?

A hard-stop guide for Solo 401(k) owners who received a CP214 notice and need to distinguish reminder, filing trigger, deadline, and professional-review cases.

Form 5500-EZ EIN and plan number mismatch

A hard-stop guide for mismatched EIN, plan number, employer name, and prior Form 5500-EZ facts.

Form 5500-EZ EFAST2 User ID, PIN and signature

A filing-method guide for Form 5500-EZ electronic signature, EFAST2 credentials, and signer responsibility.

Form 5500-EZ total assets from brokerage statements

A source-record guide for Solo 401(k) sponsors organizing year-end statements and combined one-participant plan assets.

Participant loan balance on Form 5500-EZ

A narrow guide for participant loan records, year-end balance, and when loan issues push a Solo 401(k) case outside simple packet preparation.

Do I file Form 5500-EZ under $250,000 in a final plan year?

Why the final-year rule can override the usual under-$250,000 Solo 401(k) filing shortcut.

Rolled a Solo 401(k) to an IRA: do I need a final Form 5500-EZ?

What Solo 401(k) owners should check after rolling all plan assets to an IRA or another retirement account.

Can I file a Form 5500-EZ extension after July 31?

Why Form 5558 timing matters for Solo 401(k) Form 5500-EZ extension planning.

Late Form 5500-EZ filing: penalty relief hard stop

A source-linked hard-stop guide for Solo 401(k) sponsors who missed the Form 5500-EZ deadline and are looking for penalty relief.

Form 5500-EZ final return with zero assets

A practical guide for Solo 401(k) sponsors checking whether a zero-asset final year still needs Form 5500-EZ.

Solo 401(k) had a non-owner employee: Form 5500-EZ hard stop

A hard-stop guide for Solo 401(k) sponsors who hired a non-owner employee and need to check whether one-participant plan status still applies.

ROBS or business stock in a Solo 401(k): Form 5500-EZ hard stop

A hard-stop guide for Solo 401(k) owners with ROBS, employer stock or business-stock facts before preparing Form 5500-EZ.